Nitrous Oxide: An Underestimated Risk for Insurers

Nitrous Oxide: An Underestimated Risk for Insurers

Sales of nitrous oxide at vape shops, convenience stores, and other retailers pose significant and often underestimated risks.

The recreational misuse of nitrous oxide is widespread, and its abuse can lead to serious health consequences. In addition, nitrous oxide supports combustion, posing a considerable property risk if large quantities are stored and a fire occurs. The complex legal and regulatory environment surrounding its sale creates further challenges.

This white paper from AmericanAg^® explores the implications for property and casualty insurers, focusing on recent events, the potential for substantial liability claims and property damage, and the need for proactive risk mitigation strategies.