AmericanAg™ offers health and prescription coverage to eligible full-time employees and their families. Eligible employees can choose from two PPO plans – a low deductible plan or an HSA-eligible high deductible plan. AmericanAg™ pays most of the cost for individual coverage and a large portion of the cost for family coverage. AmericanAg™ also offers dental coverage from Delta Dental PPO and vision coverage from VSP.

Transparency in Coverage (bcbsil.com)

This link leads to the machine-readable files that are made available in response to the Federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.

AmericanAg™ employees can take advantage of both a company-funded cash balance retirement plan and a 401(k) plan. The 401(k) plan is available through Fidelity. AmericanAg™ matches employee contributions to the 401(k) dollar for dollar up to $3,000 per plan year. Matching funds are vested immediately.

AmericanAg™ pays 100% of the cost of approved seminars, classes, and certification/designation program fees for employees. AmericanAg™ reimburses up to $600 per credit hour for degree programs, which is provided upon completion of the degree program.

Pre-tax flexible spending accounts are available for health, dependent care, parking, and public transportation. For employees that participate in the high deductible health insurance plan, we also offer a Health Savings Account (HSA), along with an annual employer contribution.

For full-time employees, vacation starts at 15 days per year. AmericanAg™ also provides 13 paid holidays per year (which includes 4 floating holidays). During the summer, employees can reallocate their working hours and take every other Friday off.

Fifteen days of leave for a Qualified Sick Leave Event are credited to each new full-time employee. After that, paid sick leave is accrued at the rate of one day per full calendar month of employment. Salary continuation for a short-term disability is paid at 100% of salary, while long-term disability coverage is provided at 60% of salary.

AmericanAg™ offers generous leave policies for new parents, including 12 weeks of paid maternity leave and 2 weeks of paid paternity leave following the birth of a child, and 8 weeks of paid parental leave following the adoption of a child or placement of a foster child.

Additional benefits include reimbursement for fitness club membership, paid volunteer time, an employee referral bonus, and more.

This summary is intended to provide you general information about various aspects of employment with AmericanAg™, including benefit programs. Statements in this summary are informational only and do not constitute an employment contract. Statements in this summary are not conditions of employment and may be modified, revoked, or changed at any time by AmericanAg™ with or without notice. Actual plan provisions for AmericanAg™ benefits are contained in the appropriate plan documents or applicable company policies. In the event of conflict between such documents/policies and information presented in this summary, the terms of the actual plans or policies will control. AmericanAg™ reserves the right to amend or terminate any of its plans or policies at any time with or without notice or cause. Please contact AmericanAg™’s Human Resources Department with any questions.