Farm Bureau® Client
Please login to search the entire website.

How Artificial Intelligence Is Reshaping Liability and Legal Costs for Insurers

How Artificial Intelligence Is Reshaping Liability and Legal Costs for Insurers2026-04-29T07:01:22-06:00

How Artificial Intelligence Is Reshaping Liability and Legal Costs for Insurers

For the insurance industry, artificial intelligence (AI) is a double-edged sword. Insurers can harness AI for efficiency, but the same tools may also empower plaintiffs, litigation funders, and law firms to mass-produce and automate claims.

This paper identifies how AI is currently being utilized within the insurance industry, explores how this technology could exacerbate legal system abuse, and offers a framework of responses and strategies that insurers can deploy to resist or mitigate this emerging threat.

Authors

Lorie Graham

Senior Vice President & Chief Risk Officer • Corporate Services

Tim Lessman

Deputy General Counsel & Deputy Privacy Officer • Office of General Counsel

By using our site, you acknowledge that you have read and understand our Cookie Policy and our Privacy Policy.